Chicago's premier mortgage company, Key Mortgage Services, Inc., is currently conducting a search to fill the position of Mortgage DE Underwriter position at our Schaumburg location. Key Mortgage is a full service mortgage lender, known for our superior customer service. We consistently rank among the top mortgage companies in the state and in 2012 were honored as the Lender of the Year by Chicago Agent Magazine. We employ the most advanced technology available to ensure that customers save money and close loans quickly. Our experienced staff offers expertise in every area of mortgage lending. Shouldn't you be a part of our team?This full-time position analyzes loan transactions and documentation to determine credit quality and conformance with mortgage secondary market standards and reviews investor programs and guidelines to provide operating guidelines for successful origination and sale of loans.Responsibilities (include but are not limited to):. Review and evaluate real estate appraisals and underwrites mortgage loans on a daily basis.. Analyze the credit, income, and personal assets of loan applicants.. Underwrite conventional, FHA, and VA first mortgages as well as second mortgages and HELOCs in conformance with investor requirements, as well as the company's policies and procedures.. Review condo, PUD, and coop projects for conformance to investor requirements.. Provide support to processors and loan officers in structuring deals.. Stay informed of trends and development in local market. Stay abreast of changing regulations and investor guidelines.. Responsible for the accurate input of credit decisions into the LOS.. Clarify risk by requesting additional information when necessary.. The ability to multi task in a fast paced environment.. Ability to work with multiple secondary investor guidelines.. Ability to work in an imaged environment.Job Requirements: . Minimum of 5 years mortgage underwriting experience required. Must be LAPP Approved.. Two consecutive years of solid FHA underwriting experience.. Experience with POS approval processes using LP, DO/DU and other AUS.. K nowledge of FNMA/FHLMC guidelines and standards.. Familiarity with industry quality control standards and fraud detection methods.. Proficient computer skills including Microsoft Word, Excel and Outlook.. Excellent people skills.. Excellent verbal and written skills required.. Exceptional attention to detail and strong organizational skills.. Has the ability to work well under quick timelines.. Has the ability to utilize various systems and reporting methods and to work with various units within the mortgage company.No phone calls please. Baird & Warner is an equal employment opportunit y provider.
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